Credit card to pay off overdraft?
This is probably a stupid question or not but I was wondering if it was possible to get one of these credit cards that have 0% on balance transfers for 18 months or so and use this to pay off...
View ArticleQuery re Halifax Clarity card and interest
Hi, I'm intending to use this card for online transactions in non UK currencies and for in store use overseas. Is there only immediate interest applied on cash withdrawals abroad or have I...
View Articlegoing overdrawn on a prepaid fairfx creditcard
Hi, I've got a prepaid amywhere fair fx card and logged into my account today as my card expires in a few months. on logging in,I checked the balancr and It states It Is -£100ish. This appears to be...
View ArticleFreemans & Capital One - Credit File
Hi all Just 2 questions... Firstly I challenged my Freemans credit agreement last year and when I checked my credit file today it seems they have settled the account and its no longer in default. The...
View ArticleCan't get credit - nothing wrong with credit score - address affecting things?
Morning :) I'm having a real problem trying to get credit of any sort. I've not been the sort of person to need a credit card before, I've always spent less than I've earned each month. But...
View ArticleJessops Section 75
I ordered a new Camera on the 7th January from Jessops and two day's later they are in Administration. I paid a £1000 deposit on my credit card and set up a 10 month 0% Finance Agreement. Yesterday I...
View ArticleFairFX Cards
Are there still advantages with 'FairFX' cards and the like, when using them in countries, such as Denmark, that have remained with their traditional currency, such as the Kroner?
View ArticleExperian and noddle
Ordered Experian statuatory report. It is missing all Lloyds and Halifax accounts and searches. Noddle shows all accounts correctly with the same address history. Used non-Lloyds card to pay for the...
View ArticleVanquis/Impact collections advice needed please.
Hello. I currently hold a Vanquis card that has gone over the £1k limit by a couple of hundred pounds. This is because I lost my work a few months back and although Vanquis put the interest on hold for...
View ArticleNew home - credit card?
I've just moved into a new home and I need some advice about the possibility of getting a credit card. My girlfriend and I aren't in any debt (apart from the mortgage), and we just wondered if any...
View ArticleBalance Transfer Newbie
Hello there, I am not really clued into BTs. Looking for some advice. I have a Vanquis card with £500 limit and a Capital One with £300, I make more than miniumum payments every month on each, If I...
View ArticleStuck with a bad APR- any advice?
Hi, We moved overseas due to my husbands job 4 years ago. When we moved we had a couple of cards but paid them off and stuck with Lloyds TSB as it had the biggest card limit and at the time did not...
View ArticleWhy am I finding it so hard to get credit
Hi all I am new to this credit thing I've always avoided credit cards in the past yet I'm finding increasingly a good credit score is important so I am looking to get a basic credit card to help build...
View ArticleMbna
I have tried doing a balance transfer to MBNA from a Virgin CC & a Natwest CC. Have had a text to say a transfer cannot be between 2 MBNA cards- Does anyone know which is MBNA ? Virgin or Natwest....
View Articleannualcreditreport.co.uk
Hello! Last year I signed up to annualcreditreport.co.uk on the recommendation of a friend who had been using it. Just out of curiosity to see my credit score. It gave me little information unless I...
View ArticleOwning a credit card help get a better mortgage deal?
Hi, I'm looking to buy a house if its still possible, in the future. I've never had a credit card, should get one regardless. Not had any debt problems, was late to pay a catalogue for £35 once which...
View ArticlePayment Purchase Charge?!
Does anyone know what this means?! I've just discovered it on my Capital One statement (where it's been sitting there every month for a year!). I always pay on time and above the minimum amount...
View ArticleCapital One app full plus soft Experian search
OK, just wondering if anyone knows the answer to this..I applied for a Cap One Aspire World on Wednesday - all went through fine with instant approval - I notice today on Experian that as well as the...
View Articlecredit searches and credit cards
Hello This is my first post so I'm hoping this is the right place. Apologies if it's not. I bought a bottle of liqueur from an online drinks company using my credit card before Xmas. My credit report...
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