Hi,
I'm looking to buy a house if its still possible, in the future. I've never had a credit card, should get one regardless. Not had any debt problems, was late to pay a catalogue for £35 once which was put on credit 10 years ago.
Curious to know if it helps get a better mortgage deal? Also since I've never had one, do I need to start with a build/rebuild type credit card?
I'm thinking Aqua as build/rebuild or a good rated credit card like Capital One World.
I'm looking to buy a house if its still possible, in the future. I've never had a credit card, should get one regardless. Not had any debt problems, was late to pay a catalogue for £35 once which was put on credit 10 years ago.
Curious to know if it helps get a better mortgage deal? Also since I've never had one, do I need to start with a build/rebuild type credit card?
I'm thinking Aqua as build/rebuild or a good rated credit card like Capital One World.