0% credit card to pay off overdraft
Hello, I have a pretty hefty overdraft which I will be able to at least half clear once I get an insurance payment in, however to save the hefty interest I'd like to transfer as much as possible to a...
View ArticleApplying for a creif card during address change? Best practice?
My partner and I are moving into a new house and would like a 0% credit card for home furnishings (etc) with the intention of squirreling the cash away in our ISAs until it needs paid. My worry is...
View Articlenationwide pre check accurate?
Just checked the nationwide card out and it offers me £1500 , 0% bt, and apr 17.9 % after my pre check. does this mean thats what i'll get? doesn't give me an odds of getting accepted or anything just...
View Article0% Deals on balance transfer help.
Hi all, I am thinking of applying for the Lloyds credit card that has 24 months balance transfer at 1.5% fee. Now my current credit card on spending only ends in January; leaving a three month gap. How...
View ArticleReally need help credit cards and overdraft!
Hi I am really after some good advice as ive tried everything. I am living with my partner and we have 2 children under the age of 3. We both work and my partner brings in majority of the money. As far...
View Articleis my brain working this out right? (balance transfers)
hey everybody i have 2 accounts, one is a virgin atlantic white card (0% ending this month) and one is a nationwide select (12.9% APR i think, i keep it for emergencies and paying for things abroad) i...
View ArticleTesco Credit Card
I have an outstanding balance on my CC at 0% this will be settled in full when I move house in the next 2 months (hopefully) With that in mind I decided to no longer pay my fixed amount per month this...
View ArticleNext Store Card
Hi, i have a balnce of £800 of my next account i want to transfer it to a 0% credit card but I dont have a card no: just a customer number so i cant transfer it, is there anyway i can transfer it? thanks
View ArticleOMG accepted for barclaycard platinum with poor history
Just been accepted for the platinum card with a whopping £5300 limit. I only had £250 to transfer from my vanquis card. Can't believe it as I have a default with 6 months left before dropping off and a...
View ArticleVanquis Card
Hi all, Just been accepted for one of these cards. I don't need the credit card, but applied in a bid to aid my credit report. Just wondered what your thoughts were on these cards? Obviously they have...
View Article0% transfer help please
Hi I have three credit cards with the following balances: Barclaycard £980 (int 0.907%) Tesco £585 (int 1.13%) Virgin £1,900 (0% which expires 18/9 then will be 1.456%) I've been offered 0% on...
View ArticleCredit Card Surcharges and Invoice Cost
Hi Guys Thanks for any help in advance. I called the travel agency tonight to pay off the balance on our holiday. Figuring I may as well use the protection offered by my Mastercard I read the small...
View ArticleLloyds TSB MasterCard
Just wondering if TSB are taking the mickey I have a transaction on my TSB MasterCard that I did not make for £279.12 made to E on energy solutions. so i called TSB mastercard and put it into dispute,...
View ArticleLiposlim credit card scam
Responded to 'free' trial to Liposlim which came up as a pop up on Facebook. It stated it was a free trial of the product and only shipping would be charged. There was no visible terms and conditions,...
View ArticleAirmiles card successes?
These are the only cards I'm interested in. Are they any more difficult to acquire than regular cards? I have a Freedom Rewards card and it's okay I just don't benefit from it, yes I get points but I...
View ArticleAmerican Express Global Assist
Purely out of interest, has anyone ever made use of this service? On the face of it it sounds great but I imagine its not used much. I'd be interested to hear any (horror)stories!
View ArticleCredit Card cash transfer to current account.
Just a quick question, My Virgin CC has a current account cash transfer facility (4% fee), if I do this would it show as just a normal credit card transfer, or as adverse like a credit card cashpoint...
View ArticleAMEX setup Direct Debit???
I have just received an AMEX platinum everyday cashback card. It says on their site that I can set up a DD by downloading a form from the site or by calling them to send me the form. Maybe I am a...
View ArticleHalifax card fraud - am I liable? Panicking!
Hi everyone - I recently applied for a Halifax Clarity credit card and was approved. Got confirmation from them on 22 August. But never recieved any PIN number (which comes first) by post or the card...
View ArticleLate Credit Card Payment
Hi, I accidentally forgot to pay my credit card. I made the payment 10 days after it was due. I read somewhere that if you make a payment within 30 days after the due date it will not appear as a late...
View Article