Hi
I have three credit cards with the following balances:
Barclaycard £980 (int 0.907%)
Tesco £585 (int 1.13%)
Virgin £1,900 (0% which expires 18/9 then will be 1.456%)
I've been offered 0% on transfers with Barclaycard until April 2015 at a transfer fee of 3.9%. I have no idea about transfers at all, would anyone be willing to give me some advice of what would be my best way to cut down on interest. I don't use the cards and am trying to clear the balances. Is it a good move to transfer the Virgin and Tesco Cards onto the Barclaycard? I have been offered a TSB Card (my bank) with 0% for 13 months, should I shift all three onto this?? I'm a bit unsure about taking on another card, if the balances were cleared on the other cards then I'm only interested in keeping the Barclaycard as I've had it for years.
Thanks in advance and apologies for being a numpty when it comes to figuring out the best deals!!
:rotfl:
I have three credit cards with the following balances:
Barclaycard £980 (int 0.907%)
Tesco £585 (int 1.13%)
Virgin £1,900 (0% which expires 18/9 then will be 1.456%)
I've been offered 0% on transfers with Barclaycard until April 2015 at a transfer fee of 3.9%. I have no idea about transfers at all, would anyone be willing to give me some advice of what would be my best way to cut down on interest. I don't use the cards and am trying to clear the balances. Is it a good move to transfer the Virgin and Tesco Cards onto the Barclaycard? I have been offered a TSB Card (my bank) with 0% for 13 months, should I shift all three onto this?? I'm a bit unsure about taking on another card, if the balances were cleared on the other cards then I'm only interested in keeping the Barclaycard as I've had it for years.
Thanks in advance and apologies for being a numpty when it comes to figuring out the best deals!!
:rotfl: