If I don't have a prefect credit card which is the best holiday spending card
I am going to Portugal in 2 weeks and want to know which is the cheapest way for me to spend money abroad. I don't have time to get a new credit card with perfect exchange rates so which is my best...
View ArticleCredit Card Vanished - Online Banking
Hello folks, here's the story Last year I applied and successfully received a credit card from HBoS with a £1,000 limit. I maxed this out, left the country and headed to Australia. I recently checked...
View Articlesection 75
Hi, I am going to have dental implants in Bulgaria later this month. My question is:- If I pay on my credit card even some of the cost, will I be covered by section 75 if something goes wrong. ie...
View ArticleJ4ff4cake
Don't know if I'm in the right place. However, I have a Thomas Cook cash passport card. They have contacted me today to tell me they overloaded my card in February by 107 euros and that they want this...
View ArticleCredit Card Limits
Just curious. If you had a credit card with say a £1,000 limit. You can administer the card on-line. Week 1 - Spend £950 - £50 credit limit left Week 2 - Pay £950 off card on-line Week 3 - Spend £950...
View ArticleApplied for my first credit card, Capital One asked me to send copies of ID ROP
Does this mean I was accepted? It said it was the final stage, and they had to do it to confirm my identity.
View ArticleBest Credit Card For Me? (Newbie)
Hi All, I am new to this forum and hope to learn allot of knowledge to hopefully make me more cash rich and get a good - solid credit score. To start of... I am 21 Years young and have no outstanding...
View ArticleSection 75 Credit Card (Car Purchase)
Hi, I hope this is in the correct section, apologies if it's not. I have purchased a car today and have paid a small deposit. The car is 10k and I have paid £250 deposit using debit card with the...
View ArticleHas anyone got the Capital One Aspire Elite?
Has anyone got the Capital One card? I'd love to get the 5% cashback in the first 3 months! Is there any point in applying if your salary is under 50k or you're under 21?
View ArticleSection 75 refund - how long until refunded?
Evening, Does anyone know how long a section 75 refund takes? I have sent the form off and they advise 30 days to respond to our request. Do they refund straight away and then claim the money back off...
View ArticleHalifax credit card ,,done a silly mistake...
Hi not sure of my answer so I thought I would see if you nice people over here might be able to help me..... I thought the 0% runs out in the end of June but it run out 31 st of may.... Had £800 left...
View ArticleFluid card payment date
I recently got a fluid card, I have looked but I cant find when direct debit payments are taken. Does anybody know?
View ArticleUnderstanding interest rates
I am a little confused about the interest rate on my mother in laws card. It says the monthly rate is 2.2071%. For the APR is it 12 times this?
View Articlerequesting lower interest rate
I have read online about people ringing their card provider and requesting lower interest rates on cards. My m-in-law is paying a high interest rate 29.95% (thanks to those who worked it out for me)....
View ArticleWhat credit cards would I be eligible for?
I'm a 20-year-old student about to start a work placement year with a salary around £16,000. So far I have only had one credit card: the student MasterCard that came with my student bank account. I...
View ArticleAuto-payoff
Hello, I've recently started using my credit card, it's my first credit card and I've always been a bit unsure about them but I took the plunge! Hopefully it'll help me get a good credit rating. I have...
View ArticleClearing overdraft with credit card
Is it possible to use a credit card to clear a Lloyds TSB overdraft and if so how (presumably I would have to call Lloyds and do it by phone ?). Once the balance is on the credit card I have no problem...
View ArticleVanquis reached credit limit card declined
So annoyed with myself. Checked my card yesterday and had about £280 to spend. Spent quite a bit shopping on clothes the last two days and then I go to pay for a latte at Starbucks and the card gets...
View ArticleJob on Credit Card Application
Hello, A few months ago I got a credit card while saying I was unemployed as technically I hadn't worked for the company in a few months and I really couldn't be bothered to find the relevant details...
View ArticleMBNA - Financial Ombudsman
Hi, I've had an MBNA card since January, my first statement came in February. Upon opening the account I used a couple of money transfers but have not since used it for anything else. Upon receiving my...
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