So annoyed with myself. Checked my card yesterday and had about £280 to spend. Spent quite a bit shopping on clothes the last two days and then I go to pay for a latte at Starbucks and the card gets declined. So I log in and it says 0.00 available to spend.
So what does that mean? I used the card earlier that day a few times, last transaction for £20 and that went through ok. Could I have exceeded my limit and if not, does a decline go against you? Should also mentioned before the decline I have about £50 credit awaiting clearance from Asos (they processed refund on Thu and said should take 5 days) plus I took about £40 of stuff back today so that is pending to go back on the card.
Finally if I make a payment tonight online (I'm currently out at the moment) will that help things?
So what does that mean? I used the card earlier that day a few times, last transaction for £20 and that went through ok. Could I have exceeded my limit and if not, does a decline go against you? Should also mentioned before the decline I have about £50 credit awaiting clearance from Asos (they processed refund on Thu and said should take 5 days) plus I took about £40 of stuff back today so that is pending to go back on the card.
Finally if I make a payment tonight online (I'm currently out at the moment) will that help things?