Views on keeping credit cards (bit of advice)
Hey All I have two credit cards Barclay Card 9.9% APR - 6k Limit - Sitting on £0 Sainsbury's Credit Card 7.8% APR - 8k Limit - Vary's but always paid off at end of month The Barclay card was my main...
View ArticleSntander 123 CC cash back question
Does anyone know when and how you receieve the cash back. Is it paid monthly and which acc is it paid into? Thanks.
View ArticleCredit Card to Bank Account Money Transfer
Having a short term cash flow issue, a mate of mine transferred some money from his Virgin Credit Card to my account. He said he did it faster payment and I should have it in 2 hours. It's coming to...
View ArticleStupid question I know but....
I feel as if I daren't ask, so please don't shout and I know I'm probably asking the same question again and again but - I've done Martins' eligibility check on getting a new credit card and everyone...
View ArticleBlack Diamon Credit Card
So, I'm a bit unsure about something. Hoping your credit friendly people can help me. Basically, on my statement it says "Statement Balance £XXX"- is this what I have to pay back for me to be...
View Articlecompany has recreditted card?
my virgin creditcard has been recreditted with payment which was taken out 2 days previous by a company!what do i do?and whats my rights on this?.
View ArticleCredit Bureau has my wrong address
Hi all, I recently moved house at the start of the month (May 2013) and I want to transfer a balance on a credit card. Tried it and they knocked me back. Then I tried to use the "pre-application...
View ArticleHow can i recover my money?
I was wondering if anyone had any advice that may help. Over a year ago i booked with a local florist for them to do my wedding flowers. I booked because the girl we met was fantastic and really seemed...
View ArticleNeed credit card - who gives the quickest with 0%
Need 0% credit card - who processes the quickest ????
View ArticleHelp needed with new build property tactics
Hi all I have secured a new build property and the completion date has been moved back twice, (a total of 6 months delay). I am currently in a rented property awaiting completion. I am interested in...
View ArticleCredit card or loan
Paying for large purchase with some cash but need either credit card or loan to pay the balance pretty quick. Can you use your limit on a credit card for one item? or is a loan the way to go?
View ArticleNeed a bit of advice - thanks
My elderly mother is buying a large purchase (Caravan) and will pay cash but doesn't have enough so needs some extra (cash) to pay the balance. We went to the bank asking about a loan, then I asked...
View ArticleWhat's best ?
Hi all , what's best ? Do I keep the credit card I have already that's all pay'd off balance at zero ,or cancel it/close it before I apply for a new one ? I have never known the answer to this , if it...
View ArticleVanquis APR Reduction
I have had my Vanquis Granite card for 2 years now, at the time Vanquis were the only lender prepared to give me a card, something that I appreciate as without a lender you can't begin to repair your...
View Articlenew to CC
i want to apply for a credit card just to built my credit score. i have checked my credit report and its average so who will give a card?? m banking with halifax and barclays and halifax has said no...
View ArticleSantander Zero Credit Card 0% BT
Anyone else been offered this on their old Zero Credit Card? I'm not interested in taking them up on the offer but it seemed strange that I've never been offered 0% BT before and the Zero card is no...
View ArticleCredit Cards...
Hi i just want some solid advice about credit cards. . . here is my situation. . . i have never owned a credit card in my life, i am 24 years old been working since i was 16. . i bank with natwest. . i...
View ArticleShops that refuse credit cards
Some shops refuse to accept credit cards. I never use my debit card in these shops and I ALWAYS pay cash. This is because I believe that it costs these firms to pay cash into their banks. If this is...
View ArticleRefused Saga Credit Card
Applied for a Saga credit card - Cheap FX rates when spending abroad. Got a letter this morning refusing me ! I failed there credit check or selection process. We own our house worth £400,000 with no...
View ArticleHeadphones 2 months out of warranty, broken.
I purchased a pair of headphones from Apple store in Sydney, 26th March 2011. A rather expensive pair of B&W P5 headphones. Unfortunately last week the headband on one of the sides has come apart...
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