Barclay Card Help
My girl friend recently applied for a credit card while we both moving house she got a Barclay Card Initial, not a huge limit just to see her over with the expenses of moving. I have some adverse...
View ArticleHelp: Is my mortgage offer at risk?
I received an AIP from Halifax a couple of months ago and have since put in an offer on a house. Through a stupid oversight, last month I paid under the minm required on my Halifax c/card. As soon as I...
View Articlebank of scotland credit card
i havent got a bank account with the BOS, but have a mortgage with them..my credit rating isnt great but have vanquis, aqua and cap one cards...would it be worth applying for a BOS credit card?
View ArticleDoes allowing credit card application to lapse negatively impact credit score?
I recently applied online for a Lloyds Platinum 21-month 0% Balance Transfer card. I was then requested to bring proof of identity to my local branch, which I did, and the manager assured me that he...
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todays newsletter
Copied this from todays newletter.. I thinks its an irresponsible and ridiculous notion, just encouraging people to go astray with spending on a card!! At the end is one phrase." if you are careful"...
View ArticleBarclaycard interest increase
Hi all, Just a quick question around this and some other related questions! Thanks for your help. I received a letter from Barclaycard yesterday stating that the APR of my card was increasing from...
View Articleworking out interest on credit cards
Hello- this is my first post so bare with me. I am trying to understand how interest is worked out on a credit card that has 35% APR? say i was to use 300 but paid 100 back on time, then planned to pay...
View ArticlePlease help
I have recently returned of holiday from Poland, while I was in a nightclub my card was cloned and maxed out to roughly £6000. The bank is not believing me as they used my pin, I don't know how they...
View ArticleBarclaycard - retentions £50 credit.
I just tried to cancel my zero balance Barclaycard, all going well, had to listen to the retentions blurb and kept saying I wasn't interested. Up to the point where they instantly credited my card with...
View ArticleAdditional credit cards
Many (if not all) card issuers offer additional cards for family members - ie two cards for two people but on the same credit card account. Is it possible to get an additional card in the same name as...
View ArticleCapital One Credit Card - How long
Hi all, I applied and was instantly accepted for a capital one classic card on the 14th May. I was told I needed to wait 7 - 10 days. It has now been 10 working days today, i rang them and they told me...
View ArticleAqua Credit Card - Need to stop using it as soon as £100 cashback is reached
The Aqua Card was recommended on this site for its 3% cashback. Thanks. I've earnt the maximum £100 possible each year over several months. However Aqua accepted a transaction that put me £1.37 over...
View ArticleAdditional credit card holders
Hi all. Quick question for all of you. I have a santander 123 credit card which I use for everything I can get cash back on, and clear it every month. I've seen on here that this is a good way to build...
View Articlebeen laid off from work, what to do about credit card payments ?
i have been laid off from work yesterday, i am going to be signing on, however i am currently paying approx £400 a month credit card bills, where do i stand on asking them to stop interest until back...
View Articleself employed credit cards
Looking for some advice before applying for credit card, Im self employed I am a landlord and also do property maintenance, I have been self employed for 10 years, I already have a business credit...
View ArticleMinimum amount balance transfer
Ive just got a barclaycard with a 0% bt for 12 month however for some reason their website states that the minimum amount that i can balance transfer at any one time is £250.00 has anyone else had...
View ArticleHow long to wait to re-apply after rejection?
I'm looking to get my first cc to build up some history. I was rejected for a rewards card and so having read a bit on this forum, I want to try and get a basic cc from my bank. So the question is how...
View ArticleTesco Credit card
I was reading that tesco credit card gives 0% on purchases for 16 months. What exactly does this mean? Does it mean you dont have to pay anything for 16 months on purchases or you pay the minimum??...
View ArticleTesco credit card - interest charged but paid on time
I've been with Tesco credit card for many years and always paid my bill off on time, usually on the last day it's due. However, last month they've charged me saying that payment didn't go through...
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