I received an AIP from Halifax a couple of months ago and have since put in an offer on a house. Through a stupid oversight, last month I paid under the minm required on my Halifax c/card. As soon as I realised (on receipt of this month's statement) I contacted Halifax who have waived any charges due to my otherwise blemish-free payment history. I have also brought the account out of arrears and on their advice submitted a notice of correction to Experian & Equifax (though the 'default' is not yet showing on my report).
Do I have any hope of getting my mortgage application approved with this on my report?
Do I have any hope of getting my mortgage application approved with this on my report?