Question regarding credit cards.....
I signed up this evening for the 30 day free trial with Experian - It said that I have 2 negative factors about me - One of the factors was that the number of credit accounts that I use is too high.......
View ArticleBarclaycard Initial credit limits
Hi, Is there any sort of rough estimate of your first credit limit on a Barclaycard Initial or will it all depend on the applicant? Also what sort of credit limits did you get with your Barclaycard...
View ArticleWant to transfer balances to new card but in new job
Please delete, can't work out how to do it. Thanks
View ArticleGetting a refund onto a paid-off credit card
Hi all, I've been using a credit card to pay for small purchases, paying off the balance in full...just to build a credit history. My question is: I am due a refund for some tickets for a cancelled...
View ArticleHow many credit cards?
I read somewhere that it is not good to keep credit cards that you no longer use, as the more cards you have leaves you open to fraud. I have just got a new credit card, which brings my total up to...
View ArticleCredit reports and different surname spellings
Hi, I have a question about CRA reports and how important it is to always spell your name the same. This question came to mind after reading another post in which people use their middle name rather...
View ArticleCash Advance charge on charity donation?
Hi all, just wondering if anyone can confirm if this is correct (I'm sure it will be but just in case...) On Friday I was in Tesco and there were 2 people inside selling scratchcard type tickets for...
View ArticleCredit card for wedding purchases?
Hi, I'm getting married in August 2013 and have budgeted for £5000 worth of expenses and costs for my side of the wedding, (parents and OH can cover the rest). I earn £1100 a month and have no savings....
View Articlebest bet for 0% for retired person? and potential credit limits?
Hello, Looking for best cc for my mum.. details below My Mum and Dads endowment matures next month and has a shortfall of around £3600. They do have some savings but most of them are tied up in...
View Articleproving income on a application
hi how would i put down on a credit card application my income as this is the situation.... i have a job earning 900 a month after tax and insurance so when asking for annual thats 10,800 but i also...
View ArticleCredit Card Limit Reduction
Is it possible to reduce a limit at anytime? I have a Vanquis card of £500 limit and want to bring the limit down to £250 in the next 14 days.
View ArticleBarclaycard Online Application
I just applied for a Barclaycard Platinum with 14 Months 0% on purchases and transfers, when I submitted the application I was asked to create an online PIN and password, which I did, but when I...
View ArticleCredit Score
Hi all, I have recently checked my credit report which is now good. As my credit card is at 18% interest I applied for a credit card at halifax. They have advertised an offer of 0% for 25 months on...
View ArticleHelp on Cash Plus Prepaid Card
Hi all, I'm considering getting this card to improve my credit rating, by using their credit builder option. What I would like to know is, if I make purchases through the card will this also help my...
View ArticleShould the bank be charging interest if they've withdrawn the credit facility?
I was previously on a payment plan with a credit card, and paying no interest. They said that once I had cleared the arrears on the card, I would be able to use the card as normal, and the payment plan...
View ArticleCredit score: very poor. Is this a good way to get it up?
The last 12 months have been pretty abysmal and I haven't kept good care of my finances. Here is where I stand: 547 credit score (experian) 6 credit cards £3728 debt 6 missed/late payments over the...
View ArticleChanging Lloyds Credit Card
Is it possible to change from one card to another? I'd like to move from my advance mastercard to a airmiles card. Anyone done this?
View ArticleCapital one credit card
Hello I have done a soft credit search to see if I can get one of these cards but it says I have to contact my credit people to get the results I have been on experian and cannot find the information...
View ArticleHheeellllpppp!!!!credit report check
A loan was taken in my name and my bank advised me to obtain a credit report. I've tried to obtain a credit report from the main credit checking agencies experian, equifax, call credit and checkfile...
View ArticleSANTANDER - probably the worst customer service in the world
The other day my husband applied for the Santander 123 Credit Card. He also applied for a 'spouse card' for me. Soon after, I received a PIN notification from Santander and today I received a Credit...
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