Credit cards in Russia?
Is it safe to use credit cards while booking the hotels and hostels in Russia directly, not via booking.com etc? I've found hostel in St.Petersburg, which I like, but they don't have online booking and...
View ArticleBarclaycard Cashback card
i opened a Barclaycard cashback card when the special offer ran just over a year ago. I got my cashback and closed the account. the last couple of months I have started to receive statements again as I...
View ArticleCredit rating seems to have gone downhill
Last night I applied for a credit card with Lloyds to BT from another card. I passed the application but they gave me the worst of the 3 deals on offer and a very low credit limit. I got 13 months...
View ArticleVirgin Super Balance Transfer question
Hello everybody I currently have a total outstanding credit card balance of approx £4480 across two credit cards - £3690 is on a Virgin MBNA 0% card expiring in April, and £790 is on a Barclaycard...
View ArticleBarclaycard 0%
I have been caught out by not realising i would be charged interest if i made a purchase on my barclaycard. No i didn't read the terms & conditions properly. I assumed (wrongly) that i was getting...
View ArticleBest credit card??
Hi I have got a credit card that I would like to transfer the balance onto a new card but I'm not sure which card is the best for me. I currently have a Halifax card. Obviously I would like to pay...
View ArticleAmex application decision appeal
Hi all, I recently applied for the AMEX nectar card, mainly to take advantage of all these foursquare offers floating around at the moment and the opportunity to earn more nectar. I unfortunately got...
View ArticlePhone call after Vanquis credit card online application...
Hi guys, I have a question for you please. I applied for a Vanquis credit card online and then received a message saying, "We have almost all the information we need.We just need to complete your...
View ArticleCredit card help, which one.
Just a quick one, My credit history is currently poor, I'm in debt ( not a huge amount compared to many on here!) but i currently have a decent job and have all but cleared it. I do have defaults...
View ArticlePossible to get a credit card if no income?
Hello All, Now sure if anyone can help with this, but thought I'd ask... I'm currently living abroad, have done since 1997 with just two one-year periods back in the UK (around 2000 and 2006) in that...
View ArticleCredit card protection on an international payment?
We're about to book a tour in India, with an Indian company. I have no doubt they are legitimate, but wondered if we still receive credit card protection on such a purchase or not? The payment options...
View ArticleGoing over credit limit
I know this should not be done and there is £12 fee on top, but I really need to know how much can you go over on your limit by? I know it allows you to , but does anyone have any ideas the amount?...
View ArticleWhich Credit card to USA?
Hello, I'm going to NYC at the end of March and am looking to take a 0% credit card for those inevitable purchases - there's a 14 month deal on Barclaycard for 0% on purchases but on filling in the...
View Articlecheck my file scores
Are they meaningful/accurate at all? I find it odd that for all three agencies callcredit, equifax, and experian I have the same score 814 lenders, 818 landlords/employers, yet the scoring bands for...
View ArticleCredit Limit
Hi Guys, im about to pay off a Barclaycard i have and then probably cancel it. iv got a few questions does cancelling a c card affect your future applications. also i need a credit card with a high...
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MSE News: Beware the credit card overpayment that isn't an overpayment
"Customers who try to overpay on their credit card could find their attempt to clear more of their balance doesn't work ..." Read the full story: Beware the credit card overpayment that isn't an...
View Articleadditional holder - travelling abroad card
Hi, my mum lives more than half year with me in the UK and the rest abroad. I applied for her for an MBNA credit card - as an addtitional holder on my account, to be used mostly for emergency purposes,...
View ArticleBalance transfer question
Hi All My WIfe is just settling up her Virgin credit card. They have written to her offering her 2 years 0% interest on balance transfers. Does anyone know if she can transfer my balances or is this...
View ArticleCredit Card (Barclaycard) advice needed
Hi guys - new to the forum just wanted to ask a quick Q before I phone Barclaycard or take this any further I recently realised I should check my credit reportand clear up any issues - of which there...
View ArticleCredit limit advice please
I just signed up for my first credit card because I was told that having one can help with credit rating and I want to get my first mortgage soon. They've given me what I'd consider to be a really high...
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