Wrong Date of Birth
I have just been looking at my credit report online and it would seem that one of my accounts with Shop Direct has the wrong date of birth attached to it. I already hold 2 other accounts with them but...
View ArticleBalance transfer question
Hi, I'm just about to come to the end of a 0% on my Virgin credit card with a balance of £6k. I want to do a balance transfer of the full amount, ideally with the lowest fee. I've applied for the...
View ArticleBritish Gas credit check
I recently became a BTL landlord. I was tricked into having a credit check with British Gas when I called up to report the meter readings... even though I only need to pay the bill for a week. Does...
View ArticleBarclaycard extorsion
I've recently discovered that Barclaycard have been charging me 26.9% APR ! I'm an ex Eggcard customer sohad no choice in becoming a Barclaycard customer. I've tried to complain and after being pasted...
View ArticleWhich is better (or worse): reducing limits or debt to limit ratios?
The is a specific question. I am trying to pay down credit card debt. I also want to maintain a good as credit rating as possible. Besides cutting overall debt is it better to: 1) Reduce the credit...
View ArticleNext Directory
With my Next available credit fluctuating up and down it currently shows zero available and I'm paying off the balance monthly. My problem is that even though I've had "zero credit available" since my...
View ArticleGo outdoors price match
Go outdoors, will price match with any of its stock unless its there own brands and will price match with Internet businesses. It's a really good saving. They do it without any contest, or quibble....
View ArticleIf I buy car insurance on a cashback card will I get the cashback?
I have had a look round the forum but I can't see a conclusive answer, I have enough cash to pay for the insurance but I would love to get something back for nothing if I can by paying with a cash back...
View ArticleBarclaycard / Barclays Finance - Same Thing?
Hi, Owed Barclaycard a grand or so in my youth so got defaults etc chased for it all that jazz. Some 15 years later obviously am a lot more financially sound, have a credit card with Nationwide and no...
View ArticleVanquis - is this PPI?
I have a Vanquis card (which I want to get rid of, so amgoing to try to pay it off as quickly as I can). Ive just been going through mystatements and realised that every month they have been charging...
View ArticleBalance Transfer
I just did a balance transfer for my Barclaycard to the MBNA platinum card at 0% for 23 months. I have some other small debts, catalogues & such that I would also like to transfer to my MBNA card...
View ArticleCredit Card arrival
Does anyone know how long it takes for a credit card to come through the post? My Pin arrived last wednesday and im not sure how long it takes for the card to arrive. Any ideas? ... Many thanks
View ArticleHelp needed
Hi, My partner has a credit card which has £2,838.50 left on the balance. At the moment, she's - not using the card at all - paying £100 a month off the balance - but roughly £70 of that is going to...
View ArticleBarclaycard Online Card Activation??
So I've just received a Barclaycard, purely to do a balance transfer on as part of their 0% offer. I took the card to work to activate it over the phone, but just before I did it I saw the...
View ArticleJust a quickie re refunds
I'm expecting a refund onto my card (S75, an online supplier sold me faulty goods and the CC company are taking back the money) but the card has been completely paid off. Will the account get a...
View ArticleOuch
i just received a letter from barclaycard informing me that my interest rate is being changed from 19.99% to 25,99%, is this normal and can they just do this. Thanks
View ArticleWhat do you do with credit card receipts?
Just wondering what people do? I used to reconcile them all with my statements but mistakes seem to be so rare that I don't think it's worth the bother. I'm sure that credit card companies tell you...
View ArticleCredit Card: take money out
I paid off my credit card balance in full before Christmas. Also I have a direct debit set up to pay off my credit card balance in full every month. However my monthly direct debit stay went through...
View ArticleCapital One charges - can they do this??
Hi everyone, I'm having some difficulties with Capital One and just wondered whether anyone-else has had similar problems or if you can let me know whether all the charges they are applying to my...
View ArticleCant get credit despite good income and credit score
Hi! I currently have a single default on my credit file from 4/5 years ago, its was a phone contract. I have a vanquis CC with a limit of £2400 which i have had for over a year, never missed a payment,...
View Article