Hi!
I currently have a single default on my credit file from 4/5 years ago, its was a phone contract.
I have a vanquis CC with a limit of £2400 which i have had for over a year, never missed a payment, never used over £500 on there.
I also have a Business account with Natwest, 2 current accounts , a contract phone , i have never missed a payment with any of these.
I have 3 wages going though my bank - Business "wage" 4k pm , part time job wage £800 Pm and my fathers wage £1k PM
I want to change my credit card from vanquis but im getting declined everywhere, even by natwest!
What more can i do? Anybody know of an easy card to get which is less Apr than the vanquis?
I currently have a single default on my credit file from 4/5 years ago, its was a phone contract.
I have a vanquis CC with a limit of £2400 which i have had for over a year, never missed a payment, never used over £500 on there.
I also have a Business account with Natwest, 2 current accounts , a contract phone , i have never missed a payment with any of these.
I have 3 wages going though my bank - Business "wage" 4k pm , part time job wage £800 Pm and my fathers wage £1k PM
I want to change my credit card from vanquis but im getting declined everywhere, even by natwest!
What more can i do? Anybody know of an easy card to get which is less Apr than the vanquis?