cc payment
Hi there I have question regarding my first credit card payment (Capital One). On the 9th of June I received my first statement - £42.32, payment due date is 5th July. For now, balance is around £200....
View ArticleMultiple Adresses on File - Applying for Card
Hi all, Ok, so I'm taking a trip abroad and would like to get the best deal on spending whilst out there (and I also do lots of buying online from foreign sites) so was thinking of getting the Halifax...
View ArticleLittlewoods, BNPL help
Ok so I am looking at purchasing something on buy now pay later, I have £500 of my credit left, the item I am looking at buying is £479, but I would like it on BNPL, when I select BNPL the price goes...
View ArticleBarclaycard Upgrade/Downgrade
Good Morning I hold a standard barclaycard (originally a student card) which was recently changed to a Gold card, I was informed this was now the standard card they offered as their products had...
View Articlecash or balance transfer - what;s the catch?
Am looking to get 0% rate for about 6.5k - (reduced it from 12.5 so getting there) Barclaycard have offered either 0% to July 2014 for 3.9% fee as a balance transfer or as cash to current account 0% to...
View ArticleMetro Bank Credit Card
Hi, I'm looking at the Metro Bank credit card, I had a look through the summary and it says "No Charges from Metro Bank on Foreign Transactions". So does that mean that there's no fee for cash...
View ArticleWays to pay a credit card bill (online)
Hi, I am really surprised I can't find the answer to this online! Basically, my GF has never wanted a credit card but now has been pre-approved for one by our joint account bank. She now wants to have...
View ArticleVirgin BT Card - New Application
Just applied for the 0% 26 month offer. Did the application online and it said accepted...will email details etc. Does this mean I have passed the credit check, or do they still need to manually review...
View ArticleAqua Card Payment issues
Today I went to pay my Aqua card bill online. They have just switched their website, so I had to set up a new ID and account. All went fine until I paid my bill and it said my payment was declined. I...
View ArticleJust got approved for an M&S card - unsure about repayment requirements
Hello. I've been denied a few credit cards this year but was just accepted for an M&S one. My reason for wanting a credit card is to benefit my offset mortgage. I was under the impression that 0%...
View ArticleWhat happens if you pay your credit card too much?
Hi All I have a vanquis card, and wondered what happens if you make a payment online that is more than your balance. Does your card simply go into credit? Or do you get charged?
View ArticleWill I be accepted or am I pushing my luck?
This is one for the seasoned stoozers I suppose or people who have dabbled with cards for a while. I'm wondering if I could ask for a general consensus on whether I would be accepted for the Tesco Bank...
View ArticleBarclaycard Freedom Application
Hello. I applied for this card, went through the complete application. It then asked me to agree terms etc and then it would go off and give me a decision etc within a couple of minutes. So off it went...
View ArticleBarclaycard Inital
Hi all! I just have some info about my application for a Barclaycard Inital (may be of use for people in a similar circumstance) and wanted some advice on the back of that. I recieved my card on...
View ArticleRyanair credit card
I'm thinking of applying for a Ryanair credit card as you can get a 'free' flight once you spend £100 and we are planning to fly with them in October, however does anyone know how booking this flight...
View ArticleLetter from crediter saying pay £0.00
i have received a letter from my my creditor saying if i pay £0.00 in the next 45 days then they will clear the remaining balance owed and close my account. So i phoned them and they said it was sent...
View ArticleRefund Question
I purchased something on my credit card, let's say it cost £100. My statement was produced on the 15th of the month, but I was refunded on the 17th. So I have a paper bill which says £100 owed. When I...
View ArticleCC debt and brain injury?
My wife suffered what turned out to be a as yet non specific brain injury just over a year ago. She was working at the time and was paying her cc bill without problems, but has been on unpaid sick...
View Articleclarity for purchases and claxton for cash??
goin to menorca for 11 nights on mon and wondering how best to spend the money. we've a caxton card we used last year which i was impressed with, txt load and u can se what uve spent. ive not got a...
View Article2000% charged by Lloyds for £1.53 for one day.
Yes it is real. Made a mistake on my credit card short paid them £1.53 by the due date. Now charged £24.00 late payment charge and over limit charge. Lloyds refused to refund the charges due to me...
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