Card Protection fees
I have recently noticed I have been charged £36.99 on my Barclay Card formerly EGG card, for Card Protection. it would appear I have been charged for this for a number of years, I have not used this...
View ArticleAmex Platinum Good acceptance rate?
Hi just a quick one looking for a CC that i can get cashback on and pay in full every month. Im aware of the £25 fee. Just wondered ( i am fully aware i have to apply for to find out ) if anyone had an...
View ArticleCredit referencing.
I'm curious about something maybe the experian rep can shine a light? My story is this from age 18-27 I was declined for credit and couldn't figure out why. I assumed it was to do with not having a job...
View ArticleAqua card site running slow?
Has anyone else come across the Aqua card site running extremely slowly? For the last week or so it has taken me around 15 mins before logging me in and on logging out it took so long that my session...
View ArticleWill an HSBC credit card late payment automatically affect my credit rating?
Hi. Through my own disorganisation, I was 2 days late paying my HSBC credit card bill. The payment was due on May 7. When I logged into my Internet banking today (May 9) I noticed a late fee of £12 had...
View ArticleQuick cashback Q - per item or transaction?
Hey all, Have just gotten a barclaycard "high 5" card due to coming spends and desire to get on the cashback wagon :) My question is likely an easy one but can't find the info anywhere - I have the 6%...
View ArticleDo I offer a settlement to my credit card companies
I got myself into a financial mess back in 2010 and received 6 defaults for amounts mostly over £4000. I am now paying them off £5 each per month and have all the interest frozen. I now want to be able...
View ArticleCIFAS Notice and Current/Future Credit Cards?
Hey, So today I found out the reason I had been declined for two cards I applied for was because I had a CIFAS notice issued which was done by Lloyds TSB as they believed someone was committing fraud...
View ArticleMy tesco credit card
Hello all, after a day looking through the forum I thought it best to sign up. So last week I decided to get myself a credit card as I want to start building up a credit rating so that when it comes to...
View ArticleNew credit card long before expiry date
I've got a Marbles credit card and have just received a letter indicating that they are going to send me a new one. I've just checked my current card and it doesn't expire till December 2014. What...
View ArticleDebit Card Charges - Sorry If Im In The Wrong Place
I booked a short break this morning at a Travelodge and used my Visa Debit card to pay as the site said it would be free ie no £2.00 Credit Card charge When the invoice arrived it had a £2.00 Credit...
View ArticleWhat happens when you close a credit/debit account?
When you close a credit card or get a new one due to the old one expiring? Do you have to destroy the card? Could you keep it (securely) as a souvenir?
View ArticleDirect debit - set up fixed amount, but took more
To meet the two DD min criteria for Halifax reward account, I set up a DD to pay off £5 fixed amount from my tesco cc every month. Not sure if it matters, but I clear the balance every month - once...
View ArticlePost Office CC Extreme Security Checks?
I applied for a Post Office credit card online and was accepted but told that I had to send them a whole range of documents including A copy of my driving license or passport, A household bill Another...
View Articlehalifax credit card
I went in the halifax to take care of my mother in laws finances because she had dementia they put me on her account giving me access to her account to pay her bills. They asked if i had a credit card...
View ArticleBarclaycard Bespoke Offers
A whole range of offers, have not had a chance to investigate properly yet: https://www.bespokeoffers.co.uk/consumer/offers/explore I noticed there was 5p a litre off Shell fuel.
View ArticleSainsbury's Nectar Credit Card Low Rate
I've just noticed the Sainsbury's Nectar Credit Card Low Rate (7.9% APR) with an Interest Free Period of 56 days. http://www.sainsburysbank.co.uk/cred...b-key-benefits This seems too good to be true!...
View ArticleBalance Transfer from Vanquis CC
Hi All, Looking for some advise please. I've been discharged from bankruptcy for 5, nearly 6 years now. I have been using a Vanquis CC for the past 6 months (only credit card accepted for) and have...
View ArticleCredit card rasied without permission
I am looking for some advise about my Barclaycard. I have had the card for a few years now and I applied for the card online. When I applied for the credit card the limit was £1500 and then last year...
View Articlewatch out with amazon card!
I was offered a credit card while on amazons site a while back. I filled in the online form & the card arrived soon after. I did not however activate it for a few months - last week in fact! To my...
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