Hi All,
Looking for some advise please. I've been discharged from bankruptcy for 5, nearly 6 years now. I have been using a Vanquis CC for the past 6 months (only credit card accepted for) and have paid off the full amount each month - they've now given me the max limit of 1000. My balance at present is 300 and to help improve my credit rating, I would really like to transfer this amount to a 0% balance transfer card, I'm looking at the Barclays Platinum Card. Does anyone know if this is possible with Vanquis (balance transfer)? I don't want to apply to the Barclay card, be declined and then my credit rating be affected?
Thanks
Amy
Looking for some advise please. I've been discharged from bankruptcy for 5, nearly 6 years now. I have been using a Vanquis CC for the past 6 months (only credit card accepted for) and have paid off the full amount each month - they've now given me the max limit of 1000. My balance at present is 300 and to help improve my credit rating, I would really like to transfer this amount to a 0% balance transfer card, I'm looking at the Barclays Platinum Card. Does anyone know if this is possible with Vanquis (balance transfer)? I don't want to apply to the Barclay card, be declined and then my credit rating be affected?
Thanks
Amy