E-Vanquis
Vanquis locked me out of my online account even though I did not enter anything wrong. Anyway I have rang the customer services number about 6 times and it just keeps telling me to go online an check...
View ArticleCredit report advice - 2 addresses
I own a home (with a mortgage) and also rent a flat. I split my time pretty much equally between the 2 properties. I have rented the flat for 3 years. My bank account and credit cards are registered to...
View ArticleLoads of searches on my credit report..?
Couldn't find a more applicable section for this (sorry!!) and wondered if anyone could help. Looking at my credit report on Noddle, if I go on Credit Report Search by Others, I have SOOOOOO many...
View Articlebos preference account,balance transfer nightmare.
Hi all, been looking through some posts on here about bos preference & decided to register to see if i could get a little advice. I got a loan 4 years ago with halifax & this card came as i...
View ArticleSection 75 - What is 'misrepresentation'?
All Would be grateful if somebody could advise on what 'misrepresentation' means in Section 75? Could you claim under this Section 75 'misrepresentation' if you have paid for services on your credit...
View ArticleCan I specify a 2nd 'current' linked address on a credit card application ?
Hi All, I have been living at my current address for the last 2 years and registered on the electoral roll. But I had changed my Capital One (my only credit card) to my office address. Wish to apply...
View ArticleDefault attached to credit rating from Tesco credit card
Hi, I'm very new to this and am desperate for some advice regarding a default attached to my credit file from Tesco credit card. Basically, this is my situation: My partner and I are saving for a...
View ArticleShould I be worried?
I recently received a "pre-selected" credit card offer from Capital One, inviting me to apply for a card at 34.9%APR!!!!! The letter says "Get your finances back on track" and "we know you've worked...
View ArticleHow many searches are Too many?
I have just applied for a nationwide Credit card but I was turned down. I have checked my Experian Credit report and it says that I have a large number of searches against me Everything else is green I...
View ArticleWhich card should I clear first?
Hi I have now split my credit card debt between two cards, one at 0% and the other at standard rates. If I have the chance to service one at minimum payment and overpay to clear the other, which one...
View ArticleTrouble getting accepted for credit cards due to low income
I have always been really good with money despite having a low income. I had an egg credit card (now barclays) which I have managed to do a fair bit of damage to in the last month. I was thinking about...
View ArticleWhich Credit card for Petrol?
Hi I do a lot of buisness miles for work and claim my petrol back usually about £200 a month. What i want to do is pay for my petrol ona credit card and then pay it all off in one go at the begging of...
View ArticleDilema - fewer cards/higher limits or more cards/lower limits for future...
Hi all, I currently have 5 credit cards with varying limits as below: Barclaycard : £3k* Santander : £2k* MBNA : £8k Capital One : £3k (my last card, opened in October) Halifax : £1200 (Salary is £28k)...
View ArticleTopShop store card
I had a TopShop store card a very long time ago prob around 2002,i wanted to see if i was miss sold PPI should i get in touch with TopShop them selves directly?
View ArticleLlyods tsb credit card, accepted, rejected, then accepted?
Hi guys, recently, applied for a llyods tsb avios duo credit card over the phone. Got accepted instantly (adviser told me over the phone), said my credit limit was 500 with 23.9 APR. Got the forms to...
View ArticleTransfer credit card limit to new card?
Im just wondering if anyone knows if banks would transfer the credit limit on one card to another? I bank with Natwest and have done for years, they've been pretty generous with the credit they've...
View ArticleMBNA Credit Card Application Process
Hi everyone; I have applied for MBNA Platinium card for money and balance transfer at weekend and when i filled the online application form at the end it said approved for £4500 limit and also informed...
View ArticleSipp
I have recently been asked to invest in a SIPP. Some of the companies offer guaranteed returns of between 8 and 12 percent is that possible? What happens with your money if the companies goes bust?
View ArticleCredit card company confusing me about Lifestyle Claims & Lifestyle Money!
Hi, we are one of the people caught out by 'lifestyle Claims' who contacted us last April to tell us all about the wonderful money we could claim back from PPI :)Sadly, after taking nearly £360 from...
View ArticleMBNA - Can't Say They Didn't Warn You
Just had an e-mail offering me 0% on BT / SBT for a year. At the bottom was the following : Quote: Remember, you can only enjoy interest free on card purchases if you pay the full statement balance...
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