I own a home (with a mortgage) and also rent a flat.
I split my time pretty much equally between the 2 properties.
I have rented the flat for 3 years. My bank account and credit cards are registered to the flat and I am on the electoral roll.
I purchased the house 6 months ago. My mortgage is not currently showing on my credit reports (presumably because of then address?).
My question is whether it is worth me also registering on the electoral roll at the house? And whether I should change my current account and credit cards to this address and/or make future credit applications under this address?
Is it detrimental when applying for credit to have 2 addresses/electoral roll registrations? Obviously my main issue is that I assume I'm more likely to be accepted using the flat address as it has a longer history than the the new house?
Any advice? Thanks!
I split my time pretty much equally between the 2 properties.
I have rented the flat for 3 years. My bank account and credit cards are registered to the flat and I am on the electoral roll.
I purchased the house 6 months ago. My mortgage is not currently showing on my credit reports (presumably because of then address?).
My question is whether it is worth me also registering on the electoral roll at the house? And whether I should change my current account and credit cards to this address and/or make future credit applications under this address?
Is it detrimental when applying for credit to have 2 addresses/electoral roll registrations? Obviously my main issue is that I assume I'm more likely to be accepted using the flat address as it has a longer history than the the new house?
Any advice? Thanks!