How long to improve credit
Hello, I'm nearly 19 and have been building my credit for around 6 months now. I've already got a Capital One Classic card, an overdraft with my bank and multiple mail order accounts, all of which are...
View Articlepayday loans
Hi all hoping that some one can help with my problem thanks for letting me join Jacob
View ArticleSetting up Paypal issue
I hope this the right section for this, if not can a mod stick it in right place? I want to setup a paypal account, but the problem is that it asks for First Name and Last Name. The issue is that I...
View ArticleAMEX chargeback of American Airlines cancelled flight
Hello, In September my partner and I had booked 2 flights to travel to travel between (1) Los Angeles and Las Vegas and (2) San Francisco and Washington DC. When we arrived at the airport on both...
View ArticleCredit card balance transfer problem
I transferred balance on Barclaycard acc around 2008/2009 to my Lloyds TSB card and thought it was finshed with. On checking my experian status recently found a listing for a CCJ with Northampon CC for...
View Article??? credit cards
Hello :) this is my first post so I apologies if it doesnt make sense ....but I am looking for some help with understanding my new barclay platinum credit card...I got it in the hope of paying my...
View Articleis it a good idea to close/cancel unused credit cards
I have 5 credit cards. 3 have £0 balance for a while now. 2 have a slowly declining balance (0% cards). I want to do this. Is it a good idea to cancel the £0 cards, so it looks less sketchy - otherwise...
View ArticleMaking payments.
Hi all, I have recently obtained my first credit card in years. I'm using it to build up my credit rating. I know this is an incredibly silly question but I am not entirely sure of the correct answer....
View ArticleBarclaycard Cashback
Following a recent article on the best cashback cards, you might also be interested in the following: I needed to buy a new computer and software, so applied online for a Barclaycard Cashback account...
View ArticleCredit Card Cancelled? Outstanding Balance?
Hi Guys, I applied for and got a new Credit Card about 3 weeks ago. The intention being to transfer a balance from another credit card which was authorised and went through about a week ago. I got a...
View ArticlePrepaid Credit Card and premium rate phone support
Hello, I have been using IDTprime as my prepaid credit card for some time. It kinda works. I was wondering can anyone recomend a better one. IDT do work for many things but today for instance I tried...
View ArticleTesco Credit Card fined twice for exceeding credit limit
Over Christmas we exceeded our limit on Tesco Credit Card by just over £300 without realising it. Our bill arrived 8 Jan (online) with a £12 surcharge and we had to pay by 21st january. We paid off the...
View ArticleHow to get the biggest limit?
Just wanted to see what other people think. I wanted to get an SBT later in the year and want to get the biggest limit possible. I have the following active accounts: Nationwide Bank Account, opened...
View ArticleCan I spend my 'available to spend' before the payment shows on statement?
I've made a payment to my credit card and it is showing on my 'available to spend' figure but not yet on my balance. Should I wait for it to show on the balance before spending or am I good to go? The...
View ArticleHow can I get a perfect credit report? 19 year old.
Hi guys, I would like to take out a loan shortly in 12 months time, to fund a website purchase. (I own websites and make money off them) Basically, I am 19 years old, earn 21k a year. This is what my...
View ArticleCharged annual fee on cancelled card
I paid off my Virgin Atlantic Credit Card(MBNA) on 03/02. Received letter dated 05/02 stating all was cancelled & I'd only have remaining interest to date to pay. Then today I get my usual weekly...
View ArticleDo i NEED a credit card
Right so i was in the bank the other day and whilst the guy was sorting out what i was after he showed me a list of my transactions etc. He then went on to tell me that i have no credit record as such...
View Article6 Year Default Advice
Hi Guys, Does a default get dropped form your credit file, 6 years from the date of default or 6 years after the debt was satisfied?
View ArticleEgg Card / Barclaycard Default Help
Hi Everyone, I decided to get a Egg credit card when i was 18 (7 years ago), which looking back was a terrible decision ha! I defaulted on the account, which has been paid off fully. When Barclays took...
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