Hi guys, I would like to take out a loan shortly in 12 months time, to fund a website purchase. (I own websites and make money off them)
Basically, I am 19 years old, earn 21k a year. This is what my credit report looks like, The CRA is a bit slow updating but..
Advanced Payment Solutions Limited (cashplus) 4.99 a month credit building = 10 months
Vanquis Bank Limited = 12 months
Nationwide Building Society account = 12 months
Lloyds TSB account = 12 months
HSBC account = 12 months
Barclaycard = 12 months
Capitalone secure card = 11 months
Hutchison 3G UK = 12 months
Hutchison 3G UK = 6 months
Barclays bank = 6 months
Never missed a payment no CCJ/defaults/late payments
Vanquis 500 limit
Cap1 secure 200
Barclaycard 400, then 800 within 4 months
New Llyods TSB avios card 500 limit.
I want to keep getting these 'Green' ticks, the more the better I guess? I want to get rid of vanquis and cap1 though because crap limits, high APR.
Barclays have given me two UC's on the bank account profile.. Is this bad?
Anything else I need to do other than keep paying?
Basically, I am 19 years old, earn 21k a year. This is what my credit report looks like, The CRA is a bit slow updating but..
Advanced Payment Solutions Limited (cashplus) 4.99 a month credit building = 10 months
Vanquis Bank Limited = 12 months
Nationwide Building Society account = 12 months
Lloyds TSB account = 12 months
HSBC account = 12 months
Barclaycard = 12 months
Capitalone secure card = 11 months
Hutchison 3G UK = 12 months
Hutchison 3G UK = 6 months
Barclays bank = 6 months
Never missed a payment no CCJ/defaults/late payments
Vanquis 500 limit
Cap1 secure 200
Barclaycard 400, then 800 within 4 months
New Llyods TSB avios card 500 limit.
I want to keep getting these 'Green' ticks, the more the better I guess? I want to get rid of vanquis and cap1 though because crap limits, high APR.
Barclays have given me two UC's on the bank account profile.. Is this bad?
Anything else I need to do other than keep paying?