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Lancashire Interior Home Designs

There was nothing wrong with the kitchen I received and it fitted my room and home design scheme perfectly. I was worried that I would end up with something I didn't really like but was thrilled to be...

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Kitchen Renovation Ideas

Kitchen Renovation Ideas Try looking at w w w.kitchendesign1.c o.u k. They have some amazing designs and prices. Kitchen Renovation Ideas

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Well maintained Vanquish card not good for credit rating ?

Don't have great credit rating as about 1.5 - 2 years ago i did have a few payday loans et. They're all paid off now. I still owe a couple of 100 on my 2 other cards i have, vanquish and capital one....

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Debit card Visa purchase

I placed an order via Amazon.co.uk's Marketplace, from a UK based seller on the 18th July. The seller processed the order and marked it despatched on the 24th July, note not within the two days...

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Credit card debt after death

Hi all, Just looking for a bit of advice. My Mum died recently and I am trying to sort out all of the paperwork for my Dad. My Mum had a loan and credit card when she died. We have found out that the...

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My first credit card

I would like some general advice on applying for a credit card. I do not have one at present and have not had one for over 25 years. I have no debt and do not own my own home. I have a small modest...

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Credit Cards Paid Off - Keep them or close accounts?

Hi Everyone, I have 4 cards at the minute, and have managed to clear all of them after finally deciding to get it done 12 months ago.(Been in constant CC debt for past 7/8 years!) Basically what I'm...

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Credit Card companies with UK call centres?

After a number of problems with Capital One's India-based call centre, I'm now seriously considering changing my card. Which credit card companies still have call centres in the UK? Thanks in advance.

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Late payments, how long do they effect score?

Can anyone help me? How long is a late payment likely to negatively effect my credit score? It's been a couple of years since I made a couple of late payments but I still have a poor credit score. Is...

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Corporate Credit Card - Personal Credit Check

Hi all My company are looking to give me a company credit card - I think it's an RBS card. My question is, will I be personally credit checked for this? I'd just rather not have the embarrassment of...

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Judopay? legitimate?

Have any of you guys used judopay in the past. I've been using them a couple of months and I've been chargedbacked about £700 out of £1500 worth of transactions. Has anyone else had any experience with...

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MBNA and Section 78

Hi there, I'm new here, so hello! I just have a quick question to ask about an MBNA credit card account that I owe money on, taken out in April 2004 as originally part of an Alliance and Leicester...

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how old to sell a store/credit card

Hi, I know someone who works in BHS at is 17 ( 18 in November) . This person has been told by her manager to ask the customers if they want a credit/store card when they serve them. This person has now...

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Natwest/RBS Yourpoints card

Hi, My current 0% 13 month deal with the RBS yourpoints card has come to an end - does anybody know if it is possible to sign up for a Natwest Yourpoints 0% card as a current RBS customer? Or would I...

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0% deal with current provider?

I have a credit card with a £1,500 credit limit and a £0.00 balance. I'm looking for a 0% interest deal just now. Is it ok to ask them outright for a 0% deal? I could apply to other companies but I...

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MBNA Balance transfer confusion

Hi I have to admit to being confused over credit card interest rates. I have a credit card balance that I would like to pay off over time and I read with interest Martin's alert over the MBNA 5.9% for...

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Pre-selected for credit card

Does pre-selected from my own bank for a credit card just mean that my name has come up on a marketing system Or is it my own bank inviting me to apply. I have heard conflicting stories, pre- approved,...

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Applying for 0% cards - have I inadvertently wrecked my credit rating?

I was looking to apply for a new 0% card as my existing deal is coming to and end. The best option looked like Fluid as I've already got a Tesco card and had a Halifax card before that so would be...

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How long to wait before transactions are deemed 'invalid'

I booked a hotel by cc via clever-hotels.com . After entering my verification details the site crashed so I was left not knowing if the transaction was completed. I was scared to re-book in case I had...

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0% Money Transfer?

Hi, I've been on a student account, and have had an interest free overdraft on it. The account is due to switch to a normal account soon and i am looking for ways to get rid of my overdraft before the...

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