Hi Everyone,
I have 4 cards at the minute, and have managed to clear all of them after finally deciding to get it done 12 months ago.(Been in constant CC debt for past 7/8 years!)
Basically what I'm wondering, is there any advantage to my credit rating having these accounts left open, if im not using them, or should I close all but 1, for emergency use?
Am going to looking at getting a mortgage within the year, so I'm interested to know the positive/negative effects these cards could have.
Thanks
I have 4 cards at the minute, and have managed to clear all of them after finally deciding to get it done 12 months ago.(Been in constant CC debt for past 7/8 years!)
Basically what I'm wondering, is there any advantage to my credit rating having these accounts left open, if im not using them, or should I close all but 1, for emergency use?
Am going to looking at getting a mortgage within the year, so I'm interested to know the positive/negative effects these cards could have.
Thanks