Scottish Power £50 cashback
Did anyonesign up to the Scottish Power £50 cashback deal via 16th Jan 2013newsletter (extract below) and receive the cashback? I did sign up but stillwaiting for cashback 4 months later. Scottish...
View ArticleCredit Card Debt and Credit History Clearnace
hi All - Possibly my first post on this forum, I used to use A very diff one which has helped me in the past. Basically very simple... I had a Credit Card that I stopped paying in 2007/8 because I...
View Articlecredit card tranferring a balance to a new credit card
applied for rbs credit card currently have a lloyds credit card i am wondering iff lloyds is part od royal bank of scotland if it is they will not allow me to do a balance transfer does anybody know if...
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Vanquis - security problem?
I wonder if anyone with a Vanquis card can please do me a favour and try and log-in to their online account? I've just tried to log into mine and am being asked for some odd information. There's also...
View ArticlePoor credit score 562, what else can I do to improve it?
As title says my credit score is 562 which is in the poor sector. I have a vanquis card which ive owned a year and this has pulled my score up from 391 (in July 2012) to 562 as I pay in full each...
View ArticleCredit card interest on zero balance??
Okay, I've got a weird one here, which I hope someone can answer as I can't get my head around it. I was recently offered a loan by my bank at a better rate of interest than all of my credit cards...
View ArticleM&S Bank Credit Limit
I've recently applied and been accepted for an M&S Bank credit card. However, they won't tell me what my credit limit is until I sign the credit agreement, and have the account opened. Is this...
View Articlecredit card transfer application, what occupation should i enter
Hi, i'm new to this site, and would like some advice if anyone can offer it please. I want to get a new credit card to do a 0 % balance transfer on my current card, which occupation would I be best to...
View Article0% Purchase Credit Card & Repayment
Hi All, I am sooo confused reading about credit cards, basically i am looking at using a 0% on purchases credit card to pay off my catalogue as i am currently paying over 36% on this debt. Firstly will...
View ArticleLloyds Credit Card, Cancelled but not...
Hi guys, Hope you are all well. I need some help and im a bit peed off at Lloyds. I had a credit card in 2008. I used it once to guarantee a rental car but never made any payments on it. The credit...
View Articleunsure of full amount to balance tranfer
hello me and the missus have got the 25 month balance transfer card from Halifax and have transferred 1 balance from our current credit card and have another card to transfer the balance from. the only...
View ArticleNoddle vrs Aqua Credit Checker
Hello, I recently opened a 3% cashback card with Aqua, but have had a free version of Noddle for about 6 months. With the card comes 'Aqua Credit Checker' Does anyone know if there is any benefit with...
View ArticleARGHHH! help needed!!
Hi All, my wife recently applied for a barclaycard platinum credit card and was accepted for a balance transfer. When she entered the details online for the card to be paid off she entered the correct...
View Articlewhat happens if I don't pay credit cards and loans etc?
hi. i have too much debt (credit cards and loans.. around 25k) which i won't be able to pay. I won't have a job because I want to live in a different country. I can't afford to live in UK anymore. what...
View ArticleBalance/cash transfer help please!
hi all, i wonder if any of the credit card experts can help me with a couple of questions i have with using credit cards please! i have looked through the info. on the site but can't find the answer...
View ArticleHow is my credit limit determined?
Hi guys, I know it's probably not an exact science (and this may be in the wrong place, so if so, please do close my thread or re-direct me!) but I wondered if any one could explain how the bank goes...
View ArticleJust got a card. Have bad credit. How should i use it to improve my credit?
Hi. I have received a credit card today that applied for recently. It has a £1,000 credit limit which i didn't really ask for but don't want to reduce in case i ever really need it. Anyway, i was quite...
View ArticleWhat is classed as income?
Hi, I am in the process of repairing my credit following a DRO in 2009 and am unable currently to obtain any sort of credit card even the really exorbiant interest rate ones. I am on the electoral...
View ArticleHow to get a default removed from credit file?
Myself and my husband each have a Yorkshire Visa card and have banked with the Yorkshire bank for over 15 years. My wage goes into Yorks bank and all my monthly direct debits come out of my account,...
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