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Bit of a thick question re: defaults

Is a default registered once, or every month the account remains in default? :think:

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completesave.co.uk

Hi Just wanted to warn people about completesave.co.uk. Last February I made a purchase from play.com using my credit card. After completing the purchase, another screen popped up saying something...

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Barclaycard Initial!!

So, I applied for the Barclaycard initial this afternoon, it's terms of acceptance are: -You’re 18 or older -You have no credit history -Your financial situation has improved over the last 12 months...

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credit card stopped charging interest

I have a tesco credit card which I have had for years, I am not in arrrears with it, sometimes pay the minimum amount sometimes more. I have just realiased that since January they have stopped charging...

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Loyds have Reduce credit limit Why?

Hi I have had a loyds Credit Card for a number of years, I was late on a payment a few months ago and they reduced mu credit limit from £7500 to £2990. Today I have received another letter stating they...

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Advice - Cancellation fee taken from cc out side of terms of agreement

Hello I need some advice on what will happen next: I made a hotel booking over the phone and gave my cc card details to secure it. I was told the cancellation policy was 7 days notice. I received an...

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Martin onTV Credit Cards on fuel Today

Great show but did not see mentioned Nationwide Credit Card for CASH BACK.:money:

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Nectar AMEX Annual Charge £25

Has anybody else received a letter informing them that there will now be a £25 charge on the Nectar AMEX card? There is a link with more details to: http://americanexpress.co.uk/nectarpremium They seem...

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Halifax Credit Card Refund

Hi, I booked a holiday, and had to cancel it recently with a full refund (Due to a refund guarantee). The money has been refunded back on to my credit card, which means I am now considerably in credit...

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Where did that free AMEX cashback card go?

I remember there was an AMEX cashback card that didn't have a monthly fee. But I don't see it on MSE or on their website: http://www.moneysavingexpert.com/cre...k-credit-cards Did anyone have it? Was...

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Is there such a thing as a "first time credit card"

My husband is 27 and never had any credit at all. I've been begging him for 6 of the 7 years we've been together to start building a credit history but he wouldn't because he "doesn't believe in it"....

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Tesco Credit Card not a best deal

Well Tesco bank clubcard credit card was supposed to be interest free. I have got the card and have registered for online banking. Now I have a statement showing I have to make minimum payments,...

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American Express £25 membership fee

I received a postal mail from American Express this morning about how they're doubling nectar points, and for these "enhanced benefits", they'll charge me £25.... er? no. I'd rather have the same...

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Some advice please.?

Hi i have had my sainsburys credit card for a few years now but not been using it for a while, anyway I have just been offered a 0 % from Sainburys credit card for a balance transfer. But I don,t need...

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Unexpected Cash Advance on Barclaycard Initial

Been doing matched betting for a couple of months and decided to use the float available on my Barclaycard initial. I must admit, I didn't check the full t&c's as I can't find them in print, nor on...

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Paying off CCs / company reducing limit

I have credit cards with Capital One (2 x £500), Barclays (£750) and Natwest (£1500). Two years ago, I paid off £250 on my Barclaycard, and they immediately reduced my limit from £1000 to £750. I want...

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Credit card number illicitly used - query

When a credit card transaction is declined (due to illicit use of the card number by persons unknown), shouldn't the bank responsible contact the owner of the card to inform that person that someone...

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Prepaid Credit Card refused (Orange/MasterCard)

Hello all, I've just been through the mill with Orange Mobile while trying to top up a pay as you go account using a prepaid credit card. I'm posting here to firstly warn other members that there may...

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Jersey residents eligibility for UK Credit Cards

Does anyone know of any UK credit cards that are available for Jersey residents? Having used the Moneysupermarket soft checker using my Jersey postcode, it is telling me that apart from CapitalOne I am...

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New one !!

Was getting into the credit card system the first time. Have heard of it a lot of times, and even that do not enter in this system, but i wanna try it out. Is any suggestions for me what should be my...

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