Missed payment
Ok first post, so go easy! My wife has an old Natwest credit card that she rarely uses. It was unused in the last few months of 2012. Before that we suddenly stopped getting bills via post, but there...
View ArticleHalifax won't do balance transfer as cash - is there a way around this?
Hi all, I need £10k to America ($15k) Rather than take a loan I figured Halifax's 25 month 0% credit card. 3% fee = 1.5% a year over two years - sweet. I've applied, been accepted, and my estimated...
View ArticleWasn't thinking
While on holiday in Portugal my wife had an accident and was carted off to a private clinic for an x-ray. Total cost €448. Hopefully to be repaid by insurance. On being presented with the credit card...
View ArticleCredit card payment troubles
Ok, so basically i have two credit cards i am currently paying minimum payment on, with out explaining too deeply into why i have these credit cards, i was in a relationship and moved into a new place...
View ArticlePay With Credit Card or Withdraw Cash
Hello, I am off to Morocco next week. If I pay for something with my Amex, they will charge 2.99%. If I withdraw from and ATM with my HSBC debit card, it should be free. However, I don't know how these...
View ArticleLoan or Credit Card? I don't know what's best.
Hiya, So since the age of about 15 (I'm now 23) I have always wanted a Rolex. I graduated in May, and got a graduate job with a lot of career progression opportunities. I have decided that now is the...
View Articleam I being ripped off????
Last week I signed up and paid £1000 for a course. A home study kit (worth £500!) was "thrown in". I've changed my mind about the course and asked for a refund, but the small print says all goods must...
View ArticleServer timed out, refilled form, you guessed it.....
Hi, Filling out online application for Halifax Clarity, got all the way through to the final button press, then got a server timed out error and redirected to home page. Refilled application, got all...
View ArticleNew credit card 120 points wiped of credit score.
Hello Everyone I often come here for advice but have never had to ask a question until now :) As many people my credit score has been pretty bad for a while now and over the past 18 months I have paid...
View ArticleBalance Transfers and how they work
Hi there, if you have a credit card that allows you to do a balance transfer which is 0% interest for 12 months, and you do this but then make purchases on the card as well, does the blance transfer...
View ArticleCar Insurance on First Credit Card - help?
Hello! My car insurance is due for renewal in an upcoming month and I was preparing myself by looking at the best way to pay for an insurance policy. So far, I have my mind set on making an annual...
View ArticleCredit Card Paying Off Loan
Hi All, I have an M&S Credit Card and a Natwest loan. Just Wondered if i can pay off the rest of the loan with the credit card Cheers Tom
View Articleplease help - want to get rid of CC's
Hi everyone - I posted this on the loan forum but no replies yet... Im currently trying to consolidate my credit cards into a three year loan for £10,000. Ive been quoted 11.4% by Nationwide soft...
View ArticleCredit scores from Experian, Equifax, Noddle etc - DO NOT READ MUCH INTO THESE
Hi all, Starting this which can hopefully be made a sticky and the original post edited as more data is added. For people purchasing their 'credit score' from the likes of Experian, Equifax and Noddle...
View ArticleTesco 0%
Does anyone know how long a period has to elapse before you are viewed as a new customer again when applying for Tesco credit card
View ArticleCan one check in and redeem foursqare deals in advance?
... then go to the shop days later within the offer period? Or does one have to do it on the day or whilst in or near the shop? Thanks Colin
View ArticleTransfer auto loan to an Introductory CC
I want to transfer my auto loan to one of these introductory cc offers with no interest for so many months and no fees, but the ones I found seem to only allow you to transfer another cc balance, NOT a...
View ArticleQuestion about Credit scoring. Advice appreciated
Hi all, Firstly, I hope this is in the correct forum. I did a quick search, and couldn't find anything specifically related to credit scoring. Basically, I have lived in Glasgow for most of the last 8...
View ArticleCapital One Review
Hi, I have just applied online for a Capital One Classic Extra card and when it came to the reviewing application page where it says it will give a decision, it told me their team are reviewing my...
View ArticleImproving credit rating
Hi, I'm very new to the forum so apologies if I'm asking something that's already come up. My partner and I want to start looking for a house to buy (we're currently renting) but both of our credit...
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