0% Credit card or loan? Help!
Hi :) I wonder if anyone can help me or give me some advice.. I'm not very money-savvy and have never had a loan or a credit card as I've never needed one. I need to borrow £2000 to pay for a car by...
View ArticleRBS credit card on going mistakes on their part
Hi All, I would like your advice on whether I could take this matter further and perhaps retrieve a higher compensation for their on going incompetence. Last November I took out an RBS credit card,...
View ArticleConfused
A bit of history, my wife and I recently refinanced and got all our debt into a very cheap tesco loan. The loan can't be refinanced or increased for another 5 months which is fine except I have just...
View ArticleCash advance?
I have to pay a several thousand pound deposit for a house (no guarantor). I've got 1 card @ 0% for 15 months, then another with a several thousand limit. The payment is going to an estate agency - is...
View ArticleVanquis not allowing balance transfers?
Hi I've recently tried to transfer my Vanquis balance to a 0% interest card. However, I've just checked and it looks like the balance transfer has not been accepted by Vanquis. I can't speak to anyone...
View ArticlePaying off highest interest first?
Hi everyone, Just a quick query - I was always under the impression that if you had a credit card and part of the balance was at 0% and part at say 18%, that the credit card company would allocate your...
View Articlepay off overdraft from credit card
Hi Does anyone know if I can pay off an overdraft using a credit card. I am looking to apply for a 0% balance transfer card but am unsure how you would then get the money to the overdraft thank you...
View ArticleEquifax - incorrect searches?
The wife has finally got round to signing up with Equifax & Experian to check what's held on file before we go see a mortgage advisor. Everything is in order except 2 things on Equifax (waiting on...
View ArticleCard Accounts Advice
Hi, Just looking for a bit of advice. Currently I have 3 cards open; Barclaycard Initial: Had for 20 months, never missed a payment, currently a balance of around £250. Limit has been £800 since the...
View ArticleAmex Charge Card for Foreign Currency Purchase
Hi guys, Can anyone confirm whether Amex treat foreign exchange (ie ordering travel money online for collection at the airport) as a purchase (no fees) or as a cash-advance (thereby attracting fees)....
View ArticleFormer Egg card with £0 limit
Many moons ago Egg had a purge and alot of customers, myself included, were told that the credit facility was being withdrawn - the account would stay open until the balance was paid off but that was...
View ArticleHelp in translating interest rates to compare
Hi everyone I am trying to decide which credit card to pay off first and can't understand how to compare the rates My b/card is saying 16.9% and my virgin card is saying 2.0086 and 1.8735. I know I...
View ArticleOverpay mortgage with credit card?
Hi all, I have £10,000 in my current account which I want to use to overpay my HSBC mortgage. I also have a M&S credit card which gives points for spending. What I would like to do is make the...
View ArticleCredit card recommendation for first-timer?
I have a 27 yr old relative who is looking to obtain their first credit card, mainly for the feature of Section 75 purchase protection, but also for occasional cheap overseas spending when on holiday....
View ArticleNever had credit
Hi I've never had any credit and when ever I have applied I've been knocked back, so what can I apply for that I will be accepted for so I can build up a good credit rating, I'm on the electoral roll...
View ArticleURGENT - Santander online statement mess up!
Trying to find out what my rights are as a consumer: I have been checking my Credit card balance for the past few months on my mobile (using Santander app). In April I had only made one transaction...
View ArticleShould I cancel John Lewis card?
Around 2 years ago I bought a television from John Lewis but to get it on interest free credit I had to open an account with them which it turned out meant a John Lewis branded Mastercard credit card....
View ArticleAquacard Any Experience??
Hey, I keep getting letters and emails sent to me regarding the Aquacard, I already have a Vanquis card (I think Aquacard has a lower APR?) - does anyone have any experience with Aquacard? Info I would...
View ArticleCredit car protection on faulty imported goods
I purchased some LED aquarium lights from China on the recommendation of some people I know. The lights are faulty. I purchased with Paypal, but using my Nationwide credit card as the funding source....
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Etihad Guest C/Card
Does anyone have any experience with this: https://apply.mbna.co.uk/UKNeoCCapp/...mc=UAEETI001NT Etihad Guest Credit Card Account Quote: Carrying two cards means youll never miss an opportunity to...
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