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Balance transfer or a purchase?

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Hi,

If I want to pay off a finance agreement, in the eyes of the credit card company would this be classed as a balance transfer or a purchase?

I'm in a sticky situation where the cheaper alternative is to take the finance, I know I can pay it off early and there is a fee, but it's a lot cheaper to move it onto 0% card.

Any help would be appreciated, as to back out of the order is going to cost me £500, so I'm stuck and have to have the doors. Otherwise I've lost £500 for nothing :-(

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