I recently had a 0% MBNA card which ran out in May, so I cancelled. I was toying with applying for a Virgin card (MBNA group) but is it too soon? Will they see that I recently had an MBNA GROUP card and refuse me? I have also considered a Halifax One card, I had one last year but its about 12 months since I cancelled it. This seems safer but it does carry a BT fee and the max amount I will be transferring to it is £3300. The question I ask you folks is > which option seems the most successful? I don't want a BT fee but Above all I DO NOT WANT A REJECTION as it will still be registered as a creidt search. Thanks.
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